Payday Loans Direct
If you have ever had some sort of unexpected expense arise at the worst time possible you will understand the need for a payday loan, especially a direct one. The stress, worry and frustration can definitely take a toll for the worse and land you in a worse place than you need to be that’s why here at PM Loans we have a fast and efficient process. Payday loans direct can be the answer you are needing.
What are Payday Loans Direct?
Payday Loans Direct are small loans which are borrowed from a direct lender and then repaid the following month out of your paycheck. Hence the name, payday loans. They are designed to help you get through financial difficulties during the month. For example, if your car breaks down, the last thing you want is to have to pay hundreds if not thousands on repairs.
Unless you have been saving for years, it is likely that you won’t be able to comfortably afford this, or afford it at all. That’s where payday loans come into the picture. Sometimes you might need a small boost to add to what you already have. The great thing about payday loans is that it is a one-time payment, meaning that you repay your fixed amount on a set date. Therefore, you don’t have months of stress about repayments.
How do I get a Direct Payday Loan?
Whether you have a high credit score or a low credit score, you can still get your hands on a payday loan. Payday loans direct can be found from lenders like us here at PM Loans. All you need to do is click here to be directed to the ‘Apply Now’ page. You are required to complete the application form and then submit it. After you have submitted it, we will review your details to ensure that a payday loan is the best option for you. If so, you will be informed about whether you have been accepted or not. Following this, you will then receive your loan into your account.
Am I Eligible?
Here at PM Loans, we have very specific eligibility criteria when it comes down to lending. As a lender, we put the borrower first and want to ensure that you have the best chance to comfortably repay your loan. Therefore to apply for a loan you must match our criteria which is as follows:
- Be over 18 years old & a UK resident
- Have a bank account and an active debit card
- Be in permanent employment or receiving various allowances
- Meet our credit and affordability criteria
- Agree to provide accurate information about yourself and your financial situation
What can I use them for?
Our payday loans should be used for financial emergencies. This could be things like unexpected car repairs bills, medical bills, or things which need to be done urgently but you cannot afford them at that exact moment. We advise you don’t use them on things which are not essential. This could land you in further financial difficulty. For more information visit the Money Advice Service.
Why Use PM Loans?
PM Loans is a direct lender who can supply you with loans from £50 to £1,500. Although we are a direct lender, we also offer a broker service if we cannot help you. This means that your application is passed on to the UK’s largest panel of lenders. This way your chances of a direct lender accepting your application are multiplied.